Northern Rock is an award-winning lender committed to offering a wide range of competitive mortgage products with high standards of service. Residential and Buy to Let products are fully flexible and offer unlimited penalty free overpayments, borrow-back at product rate, underpayments and payment holidays. Income multiples are amongst the highest available, and there's an optional cash benefit to help cover the costs associated with taking out a new mortgage...
A wide range of Self-Cert, Full Status, Large Loan and Buy-to-Let products. Fast mortgage decisions and quick offer turnaround for those who are self-employed, employed with complex circumstances, high net worth, purchasing property as an investment or who find it hard to prove their actual income...
GMAC-RFC has won numerous awards for service and experienced a meteoric growth since it was formed in the UK in 1998. Its strategy of supplying “Mortgages for everyone” has seen it grow from a standing start to becoming an award winning Top 10 mortgage lender...
Whether your a first time buyer, moving home, remortgaging, or have specialist borrowing requirements, Halifax can always help. Highly competitive rates and extra benefits, such as daily interest, payment holidays and cashback are all key features of Halifax mortgage products...
Abbey is the second largest mortgage lender in the UK with over 150 years of experience in this market. They offer transparently priced, straightforward products with competitive rates, from First Time Buyers and Movers to Remortgagers. Abbey have a range of 97% LTV products specifically for the First Time Buyer and New Build client...
Boasting a broad spectrum of products, Bristol & West tick all the boxes with their competitive rates, criteria and service. All products have an overpay facility that allows you to pay up to 10% of the mortgage's balance each year, without incurring any yearly repayment or administration charges...
Alliance & Leicester is the 8th largest mortgage lender in the UK. Offering great rates that are constantly reviewed to make sure they remain competitive - that's why they achieve hundreds of 'Best Buy' mentions in the press. Flexible products, Fixed rates, Discount rates and Base-rate Trackers with affordability-based lending to give more flexibility...
BM Solutions is the specialist lender of the Halifax and is committed to providing award-winning products, outstanding technology and service support. Recognising how important it is to have choice and flexibility, BM Solutions continue to develop a diverse range of market-leading products, encompassing Buy to Let, Self-cert and Sub-prime...
Capital Home Loans was launched in 1990 and is a wholly owned subsidiary of Irish Life and Permanent – one of Ireland’s largest lenders. They specialise in Buy To Let and Self Certification Mortgages, and have won a 5 star rating seven years running in the Financial Adviser Service Awards...
Cheltenham & Gloucester, part of the Lloyds TSB Group, aims to be an outstanding provider of mortgages, savings and other financial products. They are one of the UK’s largest residential mortgage providers and the only lender to achieve a 5-Star rating in the Financial Adviser Service Awards 11 years running...
Coventry are the fifth largest building society in the UK with assets exceeding £11bn and over 1m customers. Their products consistently appear in the national press ‘Best Buy’ tables and they won more awards at the Moneyfacts Awards in 2005 than any other lender...
Intelligent Finance offers a great range of offset mortgages to suit all your needs. They are one of the few banks that allows you to offset your current account, direct access savings and mini cash ISA. With a 48-hour mortgage promise and no extended tie-ins, Intelligent Finance continues to lead the way in transforming the offset mortgage market...
Nationwide is the world’s biggest building society and the UK’s fourth biggest lender, with over 11 million members and 700 branches, Nationwide has a financial relationship with one in every four UK households! Very reassuring when you may be making the biggest financial decision of your life. With a strong commitment to mutuality and remortgage rates amongst the lowest on the market, the Society is clearly concerned to offer value for money...
UCB Home Loans is the specialist lender of Nationwide Building Society, focusing on Self-Certification and Buy to Let mortgages. With almost 20 years experience in specialist mortgages UCB Home Loans has won numerous industry awards for products and service...
The Royal Bank of Scotland Group has four distinct brands with excellent track records that focus on specific sectors of the mortgage market. First Active focuses on remortgaging, RBS on house purchase, NatWest on specialist lending and The One Account on current account and flexible mortgages...
With excellent service standards, prime and credit-repair products and flexible criteria Accord Mortgages is now in its third successful year of business. Dedicated processing teams manage your application so we can speak directly with the people underwriting and processing your application...
BuildLoan offer flexible finance solutions for self-build, renovation and property development. BuildLoan from BuildStore is the self build and renovation mortgage that releases money in advance of each stage of the build or development. The advantages of using BuildLoan are twofold...
Chelsea Building Society is the 6th largest society in the UK and a top 20 lender with assets of over £8.9 billion. The Chelsea has an extensive range of mortgage products, with attractive fixed, discount and tracker schemes available through its prime range...
First Trust Bank is a local lender, based in Belfast, with a network of 57 branches covering Northern Ireland. They administer a mortgage book of over £1.5bn, which represents circa 7.5% of the Northern Ireland mortgage market. All their lending decisions are individually assessed and based on your ability to repay a loan. This gives them added flexibility and speed in lending decisions, processing time and delivery of service...
Kensington is a market leading provider of mortgages to borrowers that fall outside the lending criteria of traditional lenders. Founded in 1995, they are widely recognised throughout the industry for their innovative products, competitive pricing and high quality of service...
Leeds Building Society is the UK’s eighth largest building society with assets of more than £6.1 billion. Founded in 1875, the Society remains committed to its mutual status. The Society has operated from the centre of Leeds since 1886, employs over 900 staff at head office and 58 branches around the UK and also has a branch in Gibraltar...
Lloyds TSB Scotland is one of the largest mortgage lenders in Scotland. They pride themselves on providing customers with the highest quality of mortgage products, backed up by excellent levels of service...
Mortgage Express is the specialist lending arm of the Bradford & Bingley Group. Proud of their reputation for award-winning mortgages including Buy to Let, Self Cert and 100%+. They were Buy to Let pioneers back when the market started in 1996...
Norwich and Peterborough has built up a reputation in the market for their wide range of specialist lending areas. With good service and a flexible approach to lending, they’re friendly to work with, on-the-ball and always do their level best to help...
Paragon Mortgages is part of the Paragon Group of Companies PLC, one of the UK's largest independent specialist lenders and a publicly listed FTSE 250 company. They have 10 years Buy to Let lending experience and uniquely their total focus is Buy to Let making them the lender of choice for professional landlords...
Platform is the specialist lender of Britannia Building Society and offers a wide range of products from Prime to Non-conforming, including Self-Certification and Buy to Let. This means that Platform can meet the needs of a wide variety of borrowers, whatever their aims and circumstances...
The Principality Building Society is Wales' largest independent financial organisation. They are committed to providing consistently competitive mortgage products with a first class service. They lend in both England and Wales, and are ambitious and innovative...
Founded in 1995, Scottish Widows Bank can offer you the innovation and flexibility of a modern, efficient company along with the financial strength and heritage of a trusted and recognised financial services brand. Over the past 10 years, they have firmly established themselves as a specialist mortgage lender...
Skipton has won the Financial Adviser 5 Star Service Award for the sixth year running, so you can expect long-term rewards from this market leading Society. Some of the many reasons to use Skipton include our direct access to underwriters, the award-winning mortgage service, and a dedicated team of ISMs...
Standard Life Bank offer the very comprehensive and flexible Freestyle Mortgage Range - Flexible, Discount, Fixed, Buy to Let, and Lifetime. Award winning Freestyle has a unique range of features including offsetting, overpayments, payment holidays, Cash Reserve and Rate Reducer options...
The Mortgage Works is the specialist mortgage lender of the Portman Building Society. With over 15 years experience in providing mortgages, they are experts in offering innovative Buy to Let and Self Certification mortgages for those where a 'regular' mortgage just won't do...
TMB has been established since 1989 and specialises in self-cert, flexible and Buy to Let mortgages. As well as continually updating their product range, they also have an online service that helps us to process your case more quickly, incorporating their own flexible underwriting criteria with the certainty of an online decision...
Ulster Bank continue the drive forward as one of Ireland's leading lenders. Their innovative "Affordability" criteria continues to lead the way as the common sense approach to mortgage lending. They believe in simplicity, if they can see you can afford the mortgage, they will be happy to lend the money, it's as simple as that...
The West Bromwich Building Society, the 9th largest in the UK, has been one of the truly outstanding performers within the Building Society sector over the past few years. They cater for a wide range of mortgages, including Buy to Let and Self-Certifcation, to suit your individual needs...
Woolwich is the specialist mortgage arm of the Barclays Group, so bring a wide range of products, services and expertise to the mortgage market. They offer a varied and competitive Residential and Buy to Let product range, Switch and Save re-mortgage range, First time buyer solutions, along with Offset Mortgages...
